Gaya APA

Widarwati, E. et al (2026). Credit Risk, Operational Efficiency, and Bank Profitability: Evidence from Indonesian Listed Banks in the Post-Pandemic Period (13 ICoMM 2026). Selangor, Malaysia: ICoMM.

Gaya MLA

Widarwati, Estu. et al. "Credit Risk, Operational Efficiency, and Bank Profitability: Evidence from Indonesian Listed Banks in the Post-Pandemic Period". 13 ICoMM 2026 Selangor, Malaysia: ICoMM, 2026. Text.