Gaya APA

Widarwati, E. et al (2023). Digital Finance and Microfinance Risk Level (ICoMM 2023). Selangor, Malaysia: Universiti Islam Selangor (KUIS) Malaysia.

Gaya MLA

Widarwati, Estu. et al. "Digital Finance and Microfinance Risk Level". ICoMM 2023 Selangor, Malaysia: Universiti Islam Selangor (KUIS) Malaysia, 2023. Text.