Digital Finance is the government's solution to save the economy's future and accelerate economic recovery. Microfinance institutions (MFIs) can survive by leveraging technology to achieve large-scale operations and services because of cost-effective technology solutions that meet their data management and customer needs. The study examines the impact of digital finance on MFIs' risk level usin…
Indonesia's coastal areas have enormous potential to be developed in improving community welfare. Subang Regency, especially the northern part, has advantages in maritime terms with profitable marine potential that can be developed for the economic benefit of the community. The empowerment of coastal communities needs to be optimized through their understanding and ability to manage their resou…
Intellectual capital is an intangible asset, resource, science and technology and knowledge owned by a company that distinguishes it from other companies. Intellectual capital has developed and has become a very important capital and is a critical part for companies to gain competitive advantage in facing economic developments where competition is getting stronger. This study aims to examine th…
This study examines the effect of Environmental, Social, and Governance (ESG) Score on Sustainable Banking Performance in banks listed on the Indonesia Stock Exchange during the 2023–2025 period. As ESG has become an important pillar of sustainable finance, understanding its impact on banking performance is increasingly relevant, particularly from the perspective of long-term value creation a…
Micro, Small and Medium Enterprises (MSMEs) have a major role in most economies in developing countries and their improvisation is determined by the Government's commitments. MSMEs have been impacted by the Covid 19 Pandemic so their financial performance had decreased due to the government policy in the imposition of restrictions on community activities (PPKM). MSMEs' financial performance can…
Banking is an institution that has a role to carry out the intermediary function of the flow of funds in an economy. Proper business digitization in the Islamic banking and finance sector is a must that will lead to achieving growth in the Islamic finance market share. The financial technology system can help the financing process become faster and more measurable by mitigating risks that can b…
Banks has been able to increase its capability by diversified their services and invesment hat implicate increasing their credit risk, market risk, operational risk, liquidity risk, legal risk, strategic, compliance risk, and reputation risk. This study aims to examine the impact of diversification on the bank performance which risk as moderation variable. Samples used are 10 sharia banks li…
This community service project aimed to educate elementary school students on sustainable agriculture through hands-on training in cultivating oyster mushrooms (Pleurotus ostreatus) using JAKABA—a fermented mixture of coconut water and banana stem—as an organic growing medium and fertilizer. The training involved 15 students from grades 4 and 5 at Budi Mulya Elementary School and was conduc…
The global achievements of sustainability using the exploration of cooperation networks in higher education are very important for a competitive advantage. Designing international academic programs with global partners leads to the guarantee of student learning and their interaction with international parties of campuses, institutions, and industries. The various types of international academic…
The global economy still affects the performance of the banking industry to date. However, economic and banking conditions this year are better compared to the previous year as global pressures begin to ease. Banking must be managed as much as possible in order to always obtain profits and avoid all forms of losses. Losses experienced by banks can affect the health of the bank itself. This s…